About Rose Black

NMLS# 258263 Certified Mortgage Advisor
Long Beach, CA

Her Story

A Mortgage Advisor Who Puts You First

Rose Black has been working in the mortgage industry for over 20 years. Previous to becoming a Certified Mortgage Advisor, she was a real estate and trust attorney. As such, she brings a depth of knowledge, skills, and expertise that other mortgage professionals simply do not have.

Rose believes the mortgage experience is more about building relationships than processing transactions. She takes a consultative approach, customizing and personalizing every loan. She begins by identifying each client's future real estate planning and strategic asset management goals — positioning them to capitalize on every real estate investment opportunity that comes their way.

Rose offers many mortgage choices, excellent rates, and flexible financing terms. She specializes in Conforming Loans, FHA and VA Transactions, Jumbo Loans, and Reverse Mortgages, and loves the challenge of loans that take a little more effort. She enjoys working with first-time buyers, investors, retirees, and everyone in between.

"Most loan officers can get you a loan — Rose endeavors to get you the right loan."

562-889-3409 rose@rose4loans.com Schedule a Call

Credentials & Expertise

What Sets Rose Apart

Legal Background

Before mortgages, Rose practiced as a real estate and trust attorney — giving her an unmatched ability to identify risk, protect clients, and navigate complex transactions.

200+ Lender Network

As a NEXA Mortgage broker, Rose has access to over 200 lenders. That means she can find the right loan for virtually any situation — not just the products one bank offers.

Certified Mortgage Advisor

Rose holds the Certified Mortgage Advisor designation, representing her commitment to education, ethics, and delivering expert guidance to every client she works with.

Reverse Mortgage Expert

Rose has specialized expertise in reverse mortgages, helping seniors leverage their home equity with dignity, clarity, and a process designed around their unique needs.

Licensed in All 50 States

Wherever you are, Rose can help. She holds mortgage licenses across all 50 states, making her a resource for clients who are relocating or investing across markets.

Relationship-First Philosophy

Rose's approach isn't transactional — it's relational. She invests time understanding your full financial picture so every recommendation she makes is truly in your best interest.