First Time Home Buyers

Rose has helped hundreds of first-time buyers navigate the entire journey — from understanding what you can afford to getting the keys in your hand. She brings both the technical expertise of a former attorney and the warmth of someone who genuinely cares about your outcome.

With access to 200+ lenders, Rose can find programs with low or no down payment, competitive rates, and flexible qualifying guidelines — even if you've been turned down elsewhere.

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Why Choose Rose for First Time Buyers

Low Down Payment Options

FHA loans start at 3.5% down. Some conventional programs allow as little as 3%. Rose knows which programs fit your situation.

Rate Shopping Across 200+ Lenders

Rose submits your profile to dozens of lenders simultaneously so you get the best rate available — not just what one bank offers.

Education Throughout

Rose walks you through every step, explains every document, and makes sure you never feel lost or pressured.

Down Payment Assistance

Rose is familiar with state and local programs that may provide grants or forgivable loans to help with your down payment.

Fast Pre-Approval

Get a pre-approval letter in as little as 24 hours — so you can make competitive offers when the right home comes along.

Relationship, Not Transaction

Rose builds long-term relationships. Many of her first-time buyer clients come back for their next purchase, their refinance, and more.

First Time Home Buyers